Wednesday, July 8, 2009

The Developer Friendly Payment Solution Provider

Over the course of my career, I have worked with many entities in the payment processing industry. This includes merchant account providers, payment gateway providers, ACH/E-check providers, processing networks, acquiring banks, gift card providers, ATM providers, etc.

Some of these organizations have some of the brightest and best programmers I've seen on staff. Some of these organizations are entirely based upon technology (i.e. Gateway providers.) Yet of these, there are an extremely few that are helpful to the development community.

Many of them provide poor documentation, poor support, inflexibility, poor reporting, no examples, no development assistance, etc, etc.

Why is this? Mostly it's because the programmers on staff at most payment processing entities spend 100% of their time working on internal systems. They have not "walked the walk" - they have not lived a day in the application developers shoes. It comes down to a basic lack of understanding of the development communities needs.

If you are an application developer, whether you are developing in PHP, ASP, .NET, Access, FileMaker, Flash, etc, a few things would make your lives easier.

- Good complete documentation.
- Complete an easy to use example integrations in your preferred platform
- Multiple methods of integration, so a developer can choose the best one suited to their needs.
- Access to developers to advise, assist, or even perform integration.
- A feature rich gateway, giving many automation options.
- A reporting API for custom reporting

Most web developers - PHP, ASP, .NET, ColdFusion, etc - have encountered and addressed the payment processing question as a necessity, but don't fully take advantage of the possibilities. Most database developers - FileMaker, Access, 4D, FoxPro, etc - have stayed away from integrating payment processing into their applications, simply because there is no organization that makes it easy for them.

This is the basic premise of NELiX TransaX. We are the developer friendly payment solution provider. We grew organically from an application development firm. We understand the needs of the developer and we can not only meet, but we can exceed those needs.

When a developer partners with NELIX TransaX to bring payment processing to their customers, they get:

- The ability to bring new features and automation options to their customers.
- The ability to earn more development dollars from their customers.
- The ability to save their customers money
- A share in the residual stream from their clients.
- A support system that includes in-depth documentation, complete examples in most programming languages, and developers on staff to advise, assist or perform integrations.

Developers - we hear you. We ARE you!

Take a look at what we have to offer:
NELiX TransaX Developers Site
NELiX TransaX Partners Site
NELiX TransaX Gateway Site

Wednesday, July 1, 2009

Testing status updates with ping.fm.
I'm testing ping.fm for quick posting to all of my social networks.

Friday, June 19, 2009

Why don't merchants process credit cards from Microsoft Access?

I don't get it. When you talk about a web based application accepting credit cards is one of the first questions that is asked.

When you talk about a database, nobody ever things about credit card processing. Take Microsoft Access for example. I have worked with Access since it's inception back in 1991. I have worked with hundreds of Access databases over the years, and met many other Access developers.

There are millions upon millions of databases out there - order entry systems, fulfillment systems, customer service systems, call center systems, etc. There are databases setup for every purpose you can imagine.

So, why don't people process credit cards from directly within their Microsoft Access database? Processing from within MS Access is no different than processing from a website. Your database hits a payment gateway, which in turn hits your merchant account. Writing this code is not brain surgery - in fact, take a look at this example of integrating credit card processing in Microsoft Access!

There is some type of block in the mind of database developers that stops them before they think about automation of credit card processing. People just don't think about it as a possibility.

It's not just Microsoft Access - it's every non-web based platform! FileMaker, 4th Dimension, you name it (by the way, we have examples of credit card integration with FileMaker and 4D available.)

Once, as a database developer, you realize that this can be done, and can be easily done, you can start to see ways to automate this piece of your customers business.

That is what we are here for! We're here to educate the database development community - you CAN process credit cards and ACH transactions from within your database and you can do it EASILY! Check out our examples, and then let your imagination go from there. I guarantee that at least some of your customers can benefit from an integrated payment processing system.

We partner with developers to help them bring payment processing automation to their customers. With our tools:
  • Developers can further automate their customers business processes.
  • Developers can earn development dollars when integrating the payment processing automation.
  • Customers benefit from a newly streamlined payment processing procedure
  • Customers benefit from reduced rates
  • Developers earn an ongoing residual stream

It's a win-win-win situation! If you are interested in learning more:

Credit Card / ACH Integration for Developers

Partner programs with NELiX TransaX

Thursday, June 18, 2009

NELiX TransaX Announces Strategic Partnership With PCI Compliance Provider ControlScan

Offerings Available Through ControlScan, Provide NELiX TransaX' Merchants With Comprehensive and Easy-to-Use PCI Compliance Solutions

SCHAUMBURG, IL and ATLANTA, GA--(Marketwire - June 18, 2009) - NELiX TransaX (www.nelixtransax.com), a leading provider of merchant accounts, ACH accounts, swipe terminals, payment gateways, and software systems which facilitate online payment processing, has joined forces with ControlScan (www.controlscan.com), a leading provider of Payment Card Industry (PCI) compliance and security solutions exclusively focused on small- to medium-sized merchants, to help TransaX merchants meet mandatory requirements set forth by the PCI Security Standards Council (PCI SSC).

"We chose to partner with ControlScan because of their dedicated focus on PCI compliance for the small merchant community," said Matt Schwartz, president, NELiX TransaX. "ControlScan's easy-to-use solution and personal level of service fits perfectly our business philosophy, the needs of our merchants, and provides us with the critical data we need to evaluate and report the levels of compliance within our merchant portfolio."

NELiX TransaX' merchants will now have access to ControlScan's PCI 1-2-3 compliance solution, accessible via the Web at myControlScan.com, which provides merchants with the leading tools and support necessary to analyze, remediate and validate PCI compliance, including:

-- PCI 1-2-3 Self Assessment Questionnaire
-- PCI 1-2-3 Vulnerability Scanning
-- PCI 1-2-3 Security Policy Builder
-- PCI 1-2-3 Security Awareness Training
-- Personal Touch Support

"ControlScan's goal is to provide NELiX TransaX' merchants with the education, as well as an easy-to-use solution which helps ensure that they meet all requirements for protecting all cardholder data," said Jethro Felton, executive vice president, sales and business development, ControlScan. "This relationship allows NELiX TransaX to reduce their risk, as well as the risk of their small merchant community."

For more information about this partnership, please call 1-800-825-3301.

About NELiX TransaX
NELiX® TransaX LLC is a leading provider of cashless payment processing solutions. Based outside of Chicago, IL, NELiX® TransaX provides technology and payment processing solutions to merchant business across the United States. NELiX® TransaX' sister company, NELiX, Inc. is a leader in website design, custom database programming, ecommerce application development, and web hosting.

NELiX® is a registered trademark of NELiX, Inc. NELiX® TransaX LLC is a registered ISO/MSP of BancorpSouth Bank, Tupelo, MS.

About PCI Compliance Provider, ControlScan
Headquartered in Atlanta, Georgia, ControlScan is the leading provider of Payment Card Industry (PCI) compliance and security solutions designed exclusively for small- to medium-sized e-commerce and retail merchants, which make up 98% of all merchants. ControlScan provides easy-to-use Web-based security solutions and a personal level of service that make it easy and cost-effective for these businesses to analyze, remediate and validate compliance. The company's core offerings are complemented by a number of value-added products that help merchants maintain a high security posture and market their achievements to shoppers, most notably Breach Protection insurance and Verified Secure security seals. ControlScan is the solution of choice for small merchants and acquirers because it offers security solutions that are built specifically with the small merchant in mind, a personal level of service and the best results. Acquirers and other merchant service providers rely on ControlScan to manage PCI compliance programs for their entire merchant portfolios to ensure maximum compliance rates.

For more information about ControlScan call 1-800-825-3301 or visit www.controlscan.com.

Tuesday, June 16, 2009

The NELiX TransaX QuickBooks Module - now with Swipe and Vista

The NELiX TransaX QuickBooks credit card module is arguably the flagship of our powerful FleXport package. Previously, we have attracted a lot of interest from developers of all types - Flash/Flex/Actionscript, FileMaker, 4D, Access, ASP, .NET, Ruby, PHP, etc.

The QuickBooks module has received so much interest, that we have spent a lot of time enhancing and improving the module. Most recently, we have added:
  • Swipe support, which allows merchants to get card present rates.
  • Windows Vista support!
  • Additional enhancements to the batch processing function.
The new version is now available! Download it today

More information about NELiX TransaX
More information about NELiX TransaX FleXport
More information about the NELiX TransaX QuickBooks Module

Friday, June 12, 2009

Twitter

Now follow news from NELiX, Inc. and NELiX Transax LLC on Twitter!

Here you will find exciting announcements about new payment processing technologies, updates to our service, and other general info about NELiX and NELiX TransaX

Follow this link for the NELiX twitter feed.

Wednesday, June 10, 2009

The NELiX TransaX Gateway

The NELiX TransaX payment gateway is the core of our offerrings. All of our FleXport technology - examples using 4D, FileMaker, PHP, Ruby, Access, Classic ASP, .NET, iMIS, QuickBooks, Flash/Flex, etc - use the payment gateway to work their magic.

Because this is a critical piece of our technology, we have recently launched a site dedicated to the gateway itself! The NELiX TransaX Payment gateway site talked about features such as our Customer Vault for PCI compliance and tokenizing transactions, our rich fraud prevention tools, our ACH tools and our integration options.

Sign up for a free demo at the site and see for yourself why the NELiX TransaX payment gateway stands far above the rest.

The NELiX TransaX Payment gateway site

Thursday, June 4, 2009

QuickBooks Credit Cards and ACH - Earn Residuals

I have blogged frequently about our QuickBooks module for processing credit cards and ACH/E-check. There is a reason for this.

Although our rich FleXport technology contains code for integrating credit card and ACH/E-check processing on many different platforms - FileMaker, 4D, Ruby, PHP, MS Access, VB.NET, C#, ASP, etc, etc - the QuickBooks module is the most exciting.

The reason is simple - the QuickBooks module is an easy to use application that works with QuickBooks to easily add Credit Card and ACH/E-check processing to QuickBooks. The module contains features that QuickBooks does not support out of the box - i.e the ability to run ACH/E-check transactions, the ability to process payments in a batch, the ability to run unattended batches, etc. It is easy to install, and has a very friendly user interface.

Because of this, we have attracted a lot of interest from ISO's, CPA's, programmers, consultants and merchants.

Throughout all of these QuickBooks realted blogs, I almost forgot the best part! We share revenues with our partners!

In other words, if you are an ISO, and cannot sell a merchant account to a client because they are using Intuit Merchant Services, bring that merchant to us. We will share the revenues with you, and help you reclaim a piece of business that you otherwise would have had to walk away from.

If you are a CPA, and have customers who are looking for alternatives to Intuit Merchant Services, send them our way. We will meet their need and add a new revenue stream to your books!

If you are a consultant, integrator or programmer, bring your QuickBooks clients to us. We will help you add tools to your arsenal to better serve your customers, save them money, and help you build a new stream of additional income.

It's easy, it doesn't cost our partners a dime, it will help your customers reduce costs and improve efficiency, and will increase your revenue.

All partners of NELiX TransaX earn LIFETIME residuals. In other words, as long as an account you refer to us is processing with us, you will earn residuals.

More Information on our QuickBooks Credit Card/ACH Processing module
More Information on our Merchant Account/Gateway Partner Programs
More Information on our FleXport ToolKit
More Information on NELiX TransaX

Tuesday, May 19, 2009

Credit Card and ACH Automation

A specialty of NELiX TransaX is putting together completely unique and custom systems for payment processing. This is a service that is hard to find, and there are many merchants who have large headaches when it comes to payment processing.

The majority of the payment processing industry does not have a good understanding of this need. The majority of tech industry do not have a good understanding of payment processing. Because of this, merchants with unique problems are often left to come up with manual and cumbersome solutions on their own.

As NELiX TransaX has a good understanding of both sides of the coin, we are able to find solutions to previously unsolvable problems. Here are a few examples:
  1. Customer using FileMaker. Every night, this customer exported data from FileMaker, and ran a batch process consisting of thousands of transactions. The next day, the results would be imported back into FileMaker. This resulted in a customer service nightmare, as customer service reps would spend their days chasing after consumers with declined cards. Using the NELiX TransaX FleXport toolkit, and our FileMaker integration examples, we integrated credit card and ACH processing directly from within their database. Now, transactions occur in realtime and declines are caught before the customer ever hangs up the phone.
  2. Customer with sales reps in rural areas, no internet access, no technology. Using our Customer Vault technology, we setup a system where reps can call in and punch in a credit card number, returning a sequence number. Later (sometimes months later) when the customer is ready to be billed, that sequence number is referenced along with the amount of the transaction, and the customers credit card his charged.
  3. Customer with three different systems - a Flash/Flex system, a .NET system and QuickBooks. Credit Card/ACH transactions are initiated in the Flash/Flex system, managed in the .NET system, and processed in QuickBooks. Customer had endless difficulty getting information to move between systems and share transaction data. Using the NELiX TransaX FleXport library, along with the Customer Vault all three systems work together in a fully automated payment process.
The NELiX TransaX FleXport toolkit contains examples/modules for many technologies - 4D, FileMaker, Microsoft Access, .NET (VB.NET/C#), PHP, Classic ASP, Flash/Flex, Ruby, iMIS, QuickBooks, OS Commerce, etc, etc, etc.

Do you have a unique scenario for processing your credit card/ACH transactions? We have the tools to help you automate and streamline those processes.

If you are a developer, talk to us today and we will empower you to help your customers with their payment processing needs.

For more information:
Credit Card/ACH information for Merchants
Credit Card/ACH Integration information for Developers
NELiX TransaX FleXport module